Online Banking

Bank Smarter Live Better  Bank Smarter Live Better

Our digital banking platform transforms the banking experience by providing innovative, secure, and user-centric financial services accessible anytime, anywhere.

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4.9

10,000+ Client reviews

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 Bank Smarter Live Better

Fund transfers and payments system in digital banking platform

Credit Cards

A credit card is a payment card that allows cardholder to borrow funds from a financial institution

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Banking

Send money to accounts at different banks. Nominal fees and varying transfer times.

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Mortgage

A Personal loan is a type of loan provided by financial institutions, such as banks for personal use.

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Peer-to-Peer (P2P) Transfers

Quick transfers to friends or family. Instant and low-cost.

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Currency Converter & Exchange

A credit card is a payment card that allows cardholder to borrow funds from a financial institution

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External Transfers

Send money to accounts at different banks. Nominal fees and varying transfer times.

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Who we are

As a leader in the financial technology sector, our digital banking platform provides cutting-edge, secure, and user-friendly banking solutions tailored to modern lifestyles and needs.

Who we are
James Willis
Chief Executive Officer
Call us on WhatsApp (332) 284-6439

Start banking with ease

Start by researching and comparing different bank account options available to find the one that suits your needs.

Invite friends

Invite friends

Invite friends, earn rewards and enjoy 40% commissions. Earn referral rewards easily with us.

Automate bills

Automate bills

Automate regular transfers. Customizable frequency & amounts.

Send money to Friends

Send money to Friends

Transfer funds quickly and securely with Word Virtual Bank. Send money online to friends and family from your bank account for free.

Card management

Card management

Manage all card activities effortlessly. Card Management APIs are a complete solution to manage card activities and customer profiles after card issuance.

Want a credit card? Get it in 3 simple process

Getting a credit card typically involves a straightforward process that can be summarized in three simple steps:

01

Research and compare

Start by researching and comparing different credit card options available to find the one that suits your needs.
02

Submit an application

Once you have identified the credit card that aligns with your preferences, you can proceed to the application process.
03

Approval and activation

After submitting your application, the credit card issuer will review your application and assess your creditworthiness.
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No overdraft Fees

How to choose the right digital bank

Choosing the right digital bank account is an important decision that can impact your financial management and banking experience.

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Flexible terms

After submitting your application, the credit card issuer will review your application and assess your creditworthiness.

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Get 24/7 identity protection

You get an award-winning identity theft protection from a provider with 19 years experience.

Word Virtual Bank is a multi-award winning digital bank

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Retail banking innovation Awards

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World finance banking Awards

How credit card balance transfers are processed

Credit card balance transfer allows you to move an existing balance from one credit card to another, typically with the aim of taking advantage of lower interest rates or promotional offers.

  • Find a suitable credit card
  • Apply for the new credit card
  • Request the balance transfer
  • Verification and processing
  • Pay attention to timing
  • Confirmation and monitoring

What our customers say About us

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Vanessa Pat
Happy Client

“I love the instant bill payment! It saves me so much time and ensures I never miss a payment. This platform truly makes managing my monthly expenses a breeze"

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Cruny Bradley
Best Review

“Efficient and robust platform for digital financial business We are using the platform for the five last year and very pleased with support and services we get from the vendor in relation to localization and integration with multiple systems and processes.”

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Kimbrough Jackson
Happy Client

“The platform is very secure and reliable.

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Tresa Pullock
Happy Client

Fast rapid development of workflows, ability to build it Front to Back and straight - through accross several layers of existing banking systems. Highly skilled people with deep knowledge of the Appway core. Extraordinary user experience"

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43,000+

Happy Customers

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25+

Years in banking

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150+

Branches

Do all your banking safely and conveniently through our mobile app

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